Equipment Leasing

Helping You Acquire the Right Equipment is our Business

Our leasing division provides state-of-the-art lease financing as an alternative to a traditional loan. Leases vary widely from small, one-person operations to Fortune 500 corporations, and the equipment leased is just as diverse. Transactions range from a few thousand dollars' worth of equipment to multimillion-dollar telecommunications systems, medical equipment (including CAT scanners and MRI imaging), office systems, computers, corporate aircraft and transportation fleets.

To contact a Bank of the Ozarks leasing professional, call 1-866-625-6690.

Products | Benefits | Terms | Equipment | Customers Apply Online

Products:

  • Operating Leases: Off balance sheet treatment that may enhance financial results.
  • Finance Leases: Fund 100 percent of the equipment cost with structures and payment schedules customized to fit your business situation.
  • Terminal Rental Adjustments Clause (TRAC) Leases: Tax Leases that will have a stated value for the equipment at the end of the lease; specifically structured for titled commercial vehicles.
  • Sale/Lease-Back Transactions: Customer sells equipment that has high depreciation characteristics and leases it back. This provides working capital and allows for upgrades of critical equipment on a more frequent basis.
  • Municipal Tax-Exempt Leases: These leases provide financing of capital equipment for counties, schools and cities.
  • Additional Bank Products: Unlike most lease providers, Bank of the Ozarks Leasing is able to provide a host of lending products through our commercial lending division. We are able to meet all of your needs with a single point of contact.

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Benefits:

  • Expertise: Our staff of leasing professionals possess years of experience. Whether your needs require operating leases, finance leases or traditional financing, our team will quickly and effectively assess your situation and recommend the appropriate solution.
  • Solution-Based Approach: Our equipment-leasing professionals listen to your needs and create a structure that makes business and economic sense.
  • Commitment: We are committed to providing you the best customer service possible. Our goal is to build a relationship that will last for years to come.

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Our Flexible Terms Include:

  • Terms: 1 to 5 years
  • Payments: Can be structured to be made monthly, quarterly, semi-annually, annually
  • Transaction Sizes: $5,000 to $2,000,000
  • Advance: Up to 100% of cost
  • Equipment: New or used. Our approach allows us to service a wide range of industries and customers.
  • Additional Bank Products: Unlike most lease providers, Bank of the Ozarks Leasing is able to provide a host of lending products through our commercial lending division. We are able to meet all of your needs with a single point of contact.

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Equipment Includes:

  • Agricultural
  • Audio
  • Computers: PCs to Main Frames
  • Construction
  • Corporate Aircraft
  • Counters
  • Fabricating
  • Hospital and Medical Clinic
  • Manufacturing
  • Medical & Dental
  • Mining
  • Office Furniture
  • Packaging
  • Point-of-Sale Systems
  • Rail Transportation
  • Refrigeration
  • River Transportation
  • Shelving
  • Telecommunication Systems
  • Timber
  • Vehicles
  • Video

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Customers Include:

  • Accountants
  • Attorneys
  • Beverage: Bottling and Distribution
  • Churches
  • Contractors
  • Government Entities
  • Cities
  • Counties
  • Incorporated Communities
  • Public Hospitals and Clinics
  • School Boards
  • State Colleges and Universities
  • Volunteer Fire Districts
  • Water Authorities
  • Medical
  • Oil Distributors
  • Printers and Publishers
  • Wrecker Services

Call 1-866-625-6690 to speak with a leasing specialist for additional questions or to apply.

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