Free Small Business Checking

This account is great if your business is just starting out or if your transaction volume is below 250 items.

Account Features

Minimum Opening Balance


Minimum Balance

No minimum balance required

Monthly Service Charge

No monthly service charge


No interest is earned on this account


Check image statements for easy recordkeeping

Account Benefits

  • 250 free combined items per calendar month*
  • Free Instant Issue VISA® Business Debit Card
  • Free Online Banking†
  • Free Online Bill Pay**
  • Treasury Management services available

Please note: This link will direct you away from the Bank of the Ozarks web site. Bank of the Ozarks does not provide and is not responsible for external web sites' content or performance. Bank of the Ozarks suggests that you consult the Privacy Disclosure on those sites for further information. After clicking continue, should you not immediately see the content you are seeking, please check your browser tab. With some browsers, new windows are opening, but behind the screen you are currently viewing.

Continue »

*Combined items include deposits, deposited items, checks & electronic items; $.50 fee applies per item in excess of amount allowed per calendar month (250 for Free Small Business Checking and Interest Plus, 500 for Growth Business Checking).

**For Free Small Business and Interest Plus checking, there is no fee up to 15 payments per calendar month; payments in excess of 15 are $.50 each. Growth Business Checking includes free unlimited online bill pay. Business Analysis accounts do not include free online bill pay.

†Single sign-on and eStatements required or $5 monthly fee is assessed.

Debit Card