Loans

Mortgage

At Bank of the Ozarks Mortgage you have a wide variety of mortgage loan options. Our loan professionals in Arkansas and Texas will work with you to ensure you understand the unique advantage of each type of home mortgage loan and help you select the mortgage plan that best meets your needs. If you need a home loan or mortgage financing in Arkansas or Texas, we’re all the bank you need.

Mortgage Checklist | Mortgage Application | Contact a Mortgage Officer | Financial Calculators | Learn More

Mortgage Checklist

There are a number of items you will need to bring with you when you meet with your Bank of the Ozarks mortgage loan professional to proceed with your loan application process. Please use the list below as a guideline for items you may be asked to provide:

Photo ID
Social Security Number
Residence Address for past two years
Your W2s for the past 2 years
Copy of your most recent pay-stubs covering 30 days with year to date total
Copy of your last 2 months bank statements for all accounts, including investment accounts along with the address and account numbers
Copy of your last 2 years corporate tax returns, signed and dated, including all schedules (if applicable)
Balance and monthly payment for all of your current loans and the lender's name
If self employed - last two years' personal tax returns, signed and dated, including all schedules and K1’s
Loan information and address of real estate owned
Copy of Offer and Acceptance contract signed by all parties

Mortgage Application

Download an Application (in Adobe PDF format): Once downloaded, print the application, complete it and bring it in to one of our mortgage loan professionals. This application form includes important disclosures; please retain a copy for your records.

Click here to apply online.