My Choice Checking

The Switch is ON to My Choice Checking

Introducing a FREE checking account with all the benefits you need.

  • FREE VISA® Debit Card 
  • FREE Online Banking
  • FREE Online Bill Pay*
  • FREE eStatements

Plus, when you establish direct deposit, you get to choose the one FREE bonus you want. Choose from:

As long as your account is open and you maintain direct deposit, you get to keep the bonus you choose! And with no minimum balance, no service charge and our ASAP switch assistance, choosing My Choice Checking is a breeze!

Account features:

  • $100 to open
  • No minimum balance
  • No monthly service charge
  • Unlimited transactions
  • ASAP Switch assistance
  • FREE VISA Debit Card 

The Smart Way To Pay-- Visa Check Card with Cash Back Rewards

To open your new My Choice Checking account, please visit or call your local branch today!

*Free for the first 15 payments each calendar month; $.50 for each payment thereafter
†Rebates paid on the same day the ATM charge is assessed.
‡Registration and activation is required to obtain some benefits. The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by Bank of the Ozarks or any affiliate, and not insured by any agency of the U.S.

Account Features
Minimum Opening Balance $100
Minimum Balance No minimum balance required
Monthly Service Charge No monthly service charge
Overdraft Protection Bounce-Proof Security
Statements Itemized monthly statements. Select eStatements for greater convenience, security and accessibility.
Account Benefits
  • VISA® Debit Card  
  • Free Online Banking
  • Pay bills electronically - FREE for the first 15 bills paid per calendar month; $.50 for each additional bill paid
  • Unlimited transactions
With Direct Deposit, you qualify for one free bonus. Choose from:
  • FREE ATMs nationwide†
  • FREE identity protection service‡
  • Earn interest on your balance
†Rebates paid on the same day the ATM charge fee is assessed.
‡Registration and activation is required to obtain some benefits.
Debit Card