My Choice Checking

The Switch is ON to My Choice Checking

Introducing a FREE checking account with all the benefits you need.

  • FREE VISA® Debit Card 
  • FREE Online Banking
  • FREE Online Bill Pay*
  • FREE eStatements

Plus, when you establish direct deposit, you get to choose the one FREE bonus you want. Choose from:

  • Four FREE nationwide ATM transactions per month†
  • FREE identity protection service‡ with mobile app
  • Earn interest on your balance

As long as your account is open and you maintain direct deposit, you get to keep the bonus you choose! And with no minimum balance, no service charge and our ASAP switch assistance, choosing My Choice Checking is a breeze!

Account features:

  • $100 to open
  • No minimum balance
  • No monthly service charge
  • Unlimited transactions
  • ASAP Switch assistance
  • FREE VISA Debit Card 

With the IDProtect® Mobile App you can:

  • Access and view credit alerts
  • View credit report and score
  • Connect to a dedicated fraud specialist
  • Report a lost/stolen debit or credit card
  • Access the resource center

Download the IDProtect® App today: 

Step 1: Be sure you have registered online at www.idprotectme247.com and activated your benefits.
Step 2:  Visit the app store for your device - and search for "IDProtect".
Step 3:  Download the FREE IDProtect® mobile app and sign in using the username and password you used during online registration.

The Smart Way To Pay-- Visa Check Card with Cash Back Rewards

To open your new My Choice Checking account, please visit or call your local branch today!

*Free for the first 15 payments each calendar month; $.50 for each payment thereafter
†Rebates paid on the same day the ATM charge is assessed.
‡Registration and activation is required to obtain some benefits. The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by Bank of the Ozarks or any affiliate, and not insured by any agency of the U.S.

Account Features
Minimum Opening Balance $100
Minimum Balance No minimum balance required
Monthly Service Charge No monthly service charge
Overdraft Protection Bounce Proof Security
Statements Itemized monthly statements. Select eStatements for greater convenience, security and accessibility.
Account Benefits
  • VISA® Debit Card  
  • Free Online Banking
  • Pay bills electronically - FREE for the first 15 bills paid per calendar month; $.50 for each additional bill paid
  • Unlimited transactions
With Direct Deposit, you qualify for one free bonus. Choose from:
  • FREE ATMs nationwide†
  • FREE identity protection service‡ with mobile application
  • Earn interest on your balance
†Rebates paid on the same day the ATM charge fee is assessed.
‡Registration and activation is required to obtain some benefits.
Debit Card
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