If other banks have turned you down when trying to get a checking account, we're here for you. This account offers the full convenience you expect from any checking account.
| Account Features | |
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| Minimum Opening Balance | $50 |
| Minimum Balance | No minimum balance required |
| Monthly Service Charge | $10 |
| Earns Interest? | No |
| Overdraft Protection | No |
| Statements | Check image statements for easy recordkeeping. Select eStatements for greater convenience, security and accessibility. |
| Account Benefits |
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If the account is in good standing after 12 months, account will convert to Free Checking. * Free for the first 15 payments per login ID each calendar month; $.50 for each payment thereafter. ** If the account is in good standing after 12 months, a $50 deposit will be made into a Bank of the Ozarks' savings account within 30 days of the account's one-year anniversary.
Bank of the Ozarks is an Equal Housing Lender.