Privacy Commitment

Consumer Financial Information Policy

Bank of the Ozarks has always valued our customers' privacy. We have been careful to protect your confidential information in many ways over the years, and will continue to do so using state-of-the-art measures. We never lose sight of the fact that our customers' trust is our most treasured asset. You can rest easy knowing that our focus is the protection of your privacy in your dealings with us. If you ever have any questions about the confidentiality of your information in our records, please call us. Thank you for banking with Bank of the Ozarks.

Privacy Statement

We restrict access to nonpublic personal information about you to bank employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, our affiliates or others
  • Information we receive from a consumer-reporting agency

We may disclose information that we receive from you on applications or other forms to financial service providers with whom we have contractual agreements (these may include our credit card vendor, investment brokerage provider and others).

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. This may include information needed to process loan requests, loan payoffs, ATM network transactions, merchant check verification and others. Information that we receive from you may also be disclosed to companies that perform services on our behalf in order to advise you of banking products and services we are offering. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

If you prefer that we not disclose your name, address and telephone number to financial service providers, you may "opt out" of these disclosures; that is, you may direct us not to make those disclosures (other than as permitted by law). If you wish to "opt out" of disclosures to nonaffiliated parties, you may write us at: Bank of the Ozarks, attn: Consumer Affairs, P. O. Box 196, Ozark, Arkansas 72949, or you may call us at 1-800-274-4482.


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